Nc hoa laws

HOA Law - Hopler, Wilms, & Hanna Our Attorneys provide exceptional legal services to Homeowners Associations. We aid with formation, enforcement (including collections, claims of lien, and foreclosure), litigation, and other services. GET more information Homeowners Association (HOA) LawWhile deed restrictions explicitly discriminating against Black people were outlawed in 1968, common HOA rules could still effectuate racial and class homogeneity: No chain-link fences, no chickens, no clotheslines allowed. Doors, fences and sheds could only be painted a certain color.Mooresville homeowners wrestle for control of HOA; Developer could control 17 more years (NC) August 23, 2022. Townhome owners in a Mooresville community say they're desperate to take control of their Homeowners Association after the person left in charge of the HOA is accused of threatening residents with a gun and harassing behavior.The Taberna Homeowners Association Mission. The Taberna Homeowners Association Board is an organization that strives to maintain the aesthetic beauty and functional value of property within Taberna; that will continue to improve while being sensitive to dues increases; that makes informed decisions representative of the majority interest; and ...Statute - Refers to a law created by a legislative body. For example, the laws enacted by Congress are statutes. Subject matter jurisdiction - Requirement that a particular court have authority to hear the claim based on the specific type of issue brought to the court. For example, the U.S. Bankruptcy Court only has subject matter ...Homeowners associations in North Carolina have always had the option to hold board meetings through phone calls or video conferencing. However, member meetings are a different matter. While the COVID-19 pandemic saw the Governor issuing Executive Orders that permitted associations to hold member meetings electronically, those have since expired. Wake HOA Management. Email [email protected] or call 919-790-5350. We will respond as quickly as possible. For emergencies call 911. Contact Police for suspicious people or activity, disturbance or criminal matters. Also report situations to our office. View our HOA Management Services and request a Management Proposal.The HOA is run as a business, and the bylaws govern how that business is managed by the officers and board of directors. They outline how the HOA will run, including provisions regarding: the size...Our attorneys are licensed to practice before all North Carolina state and federal courts. Call (919) 899-9827 today, or contact us online to schedule a consultation with one of our attorneys about your concerns. balboa tech support On behalf of the Board of Directors, welcome to the Shannamara HOA community website! ... Matthews, NC 28106 Phone : (704) 847-3507. Email : [email protected] Managed by Braesael Management Company. Powered by CINC Community Association Management Software . Terms and Conditions ...Your HOA might also have rules limiting or preventing the addition of storage structures that aren't attached to the home. 6. Pets To keep residents safe and comfortable, HOAs often have...Full service association management enhances the quality of life for your owners. Cusick provides responsive and professional services to residents and board members. Association management has many moving parts. Frequently, Board members can become weighed down with the needs of the community. Our full service homeowner association management ...This federal law would basically override any HOA rules, and private contracts that prohibit solar panels, with exceptions. Historic properties: Home's listed on the Maryland Register of Historic Properties, or by the Maryland Inventory of Historic Properties are legally restricted from installing solar panels on a home. Ground mounted panels.Homeowners’ Associations in NC are required to be incorporated. Most community associations decide to file as nonprofit and are therefore subject to the North Carolina Nonprofit Corporation Act. Homeowners’ associations must also follow the Planned Community Act which provides more specific regulations regarding HOA management. brought when the landlord tries to evict the tenant, and some can be brought as a separate action. , Breach of Obligations by Landlord, You must show that the landlord failed to: •Comply with building or housing codes, •Maintain the premises in a fit and habitable condition, •Keep all common areas in a safe condition,NC HOA Laws and Resources - Community Associations Institute, North Carolina Chapter, Share |, STATUTES, Unit Ownership (condos before 10/1/86) Chapter 47A-101 et seq. Condominium Act (condos after 10/1/86) Chapter 47C-1-101 et seq. Planned Community Act (Applies to HOAs) Chapter 47F-1-101 et seq. RESOURCES, State Law FAQs, NC Facts & Figures,Specific laws will be discussed below, but any driver should be aware of general, yet commonly violated NC Parking Laws: • parking on sidewalk • within 25 feet of an intersection • within 15 of a fire hydrant • crossing the center line to park • parking over marked lines in designated areas • parking in loading zonesWe meet with boards regarding difficult issues, and conduct membership meetings at special meetings and annual meetings. For help with homeowners association matters and litigation, contact us today. Thurman, Wilson, Boutwell & Galvin P.A. can help. Call us at (704) 377-4164 to speak with an attorney who will listen to you.Contact our office today to learn more about our homeowners and condominium association services and what we can do to help you resolve your case. We are available during regular business hours and by appointment during the evening. You can reach us by phone at 910-250-9346, toll free at 800-639-7671 or via email to schedule your initial ...North Carolina General Assembly. Legislative Building. 16 West Jones Street. Raleigh, NC 27601 (919) 733-4111 (Main) (919) 715-7586 (Fax) You'll need to check with your HOA board and governing documents for details for your HOA's specific rules. However, there are some guidelines that are generally standard in most communities, including: Architectural controls, Lawn and holiday decoration restrictions, Home maintenance standards, Noise complaint policies, Home occupancy limits,The documents and contents of the HOA governing documents are typically tied to state statutory laws. These laws are often incorporated into HOA CC&Rs and ultimately provide legal protections to the HOA. Rules and regulations as set forth by HOA board, however, cannot conflict the CC&R, which are truly the authority for the HOA.N.C. Gen. Stat. sections 67-12 and 67-4.4 establish a dog owner's "strict liability" when an injury is caused by his or her dog. "Strict liability" means the owner is automatically liable, and cannot escape fault for injuries by claiming lack of knowledge that the dog might bite, or that all reasonable precautions were taken to prevent the injury.Initiate lien procedure. --Bradley A. Coxe is a practicing attorney in Wilmington, NC with Hodges & Coxe PC who specializes in Personal Injury, Medical Malpractice, Homeowner's Associations, Contract and Real Estate disputes and all forms of Civil Litigation. Please contact him at (910) 772-1678.By-Laws. Williamsburg Planation operates as a planned community under North Carolina General Statue Chapter 47F Planned Community Act, with certain powers permitted to the HOA (47F-2-102). The Williamsburg Plantation Home Owners Association operates as a 501 (C) non-profit corporation under North Carolina General Statute Chapter 55A. blend door actuator replacement Your Guide To North Carolina HOA Laws. 14 Apr, 2021. Print this article Font size - 16 +. Much like any type of organization, homeowners associations in North Carolina are bound by certain laws. As a member of your HOA board, it is imperative to familiarize yourself with these North Carolina HOA laws to better protect your community. Key Point Module. 1 Property management companies and most property managers in North Carolina are required to have a real estate broker's license because crucial components of property management, including leasing and renting, are considered real estate activities in the eyes of the state.; 2 People such as on-site managers and salaried employees of real estate brokers working for property ...Both the NC Planned Community Act (NCGS § 47F-3-102 (1)) and the Condominium Act (NCGS § 47C-3-102 (1)) provide that unless the articles of incorporation or the declaration expressly provides to the contrary, the association may adopt and amend rules and regulations. These two statutes apply retroactively to older associations. 32.Initiate lien procedure. --Bradley A. Coxe is a practicing attorney in Wilmington, NC with Hodges & Coxe PC who specializes in Personal Injury, Medical Malpractice, Homeowner's Associations, Contract and Real Estate disputes and all forms of Civil Litigation. Please contact him at (910) 772-1678.Here are 10 examples of HOA rules that may break the law: Rules that Are Discriminatory in Nature. Homeowners' associations cannot adopt rules that are discriminatory in nature. State and federal laws prohibit HOAs from discriminating on the basis of race, ethnicity, gender, family status and various other protected characteristics.NC Chapter Calendar ; ON-DEMAND LEARNING LIBRARY; ... NC HOA Laws and Resources Share | STATUTES. Unit Ownership (condos before 10/1/86) Chapter 47A-101 et seq. The North Carolina Supreme Court recently issued an important opinion interpreting the provisions of N.C. Gen. Stat. 22B-20 and addressing the authority of HOAs to regulate and prohibit the...North Carolina State Building Code: Fuel Gas Code (NCFGC) North Carolina State Building Code: Fire Prevention Code (NCFPC) North Carolina State Building Code: Energy Conservation Code (NCECC) 301 N. Wilmington Street, Suite 450 Raleigh, NC 27601-1058 Phone Number: (919) 807-4100 Fax: (919) 807-4110 ... ocala free stuff Condominium law in North Carolina (pp. 270-71). Cary, NC: North Carolina Bar Association Foundation. 8 N.C. Gen. Stat. § 130A-491 9 Graff, S.K., Tobacco Control Legal Consortium. (2008). ... nuisance clause with the HOA board of directors or take other legal action. As with amending the declaration, the CA would need to strictly adhere to the ...The HOA is run as a business, and the bylaws govern how that business is managed by the officers and board of directors. They outline how the HOA will run, including provisions regarding: the size...Real estate owned by a homeowners association as common area is not subject to property taxes. Taxes on common property are indirectly paid by the membership through their own real property taxes. The taxable value of common areas is reflected in the increased market value of members' properties created by common area pools, clubhouses, riding trails, parks, etc. Property taxes on common areas ...North Carolina's legal system is based on common law, which is interpreted by case law through the decisions of the Supreme Court and Court of Appeals, which are published in the North Carolina Reports and North Carolina Court of Appeals Reports, respectively. Counties, cities, towns, and villages may also promulgate local ordinances .From this website, you are able to access information about association management, governing documents, budgets, and the recent owners meeting. We hope you will find this information useful and, of course, if you have any questions or need any additional information please contact Harwood Real Estate at 205-752-8484 or through the association ...Rules and regulations set by HOAs can cover physical and behavioral things like parking, noise, external home modifications, occupancy limits, rentals, lawn maintenance, odors, garbage and recycling, parking and pets. If you buy a home in a community governed by a HOA, you have to abide by the HOA rules, plain and simple.Town Creek Neighborhood Ass'n, 320 Ga. App. 897, 740 S.E.2d 816 (2013), the HOA filed suit against a homeowner to recover unpaid assessments. The homeowner defended on the grounds that the Board of the HOA lacked the authority to levy the assessments. The trial court agreed with the HOA and granted summary judgment to it.7031 Koll Center Pkwy, Pleasanton, CA 94566. If you default on your home loan payments in North Carolina, the servicer (on behalf of the loan owner, called the "lender" in this article) will eventually begin the foreclosure process. The procedure will most likely be nonjudicial (out of court), although judicial foreclosures are also allowed.On behalf of the Board of Directors, welcome to the Shannamara HOA community website! ... Matthews, NC 28106 Phone : (704) 847-3507. Email : [email protected] Managed by Braesael Management Company. Powered by CINC Community Association Management Software . Terms and Conditions ...Associations may impose fines for violations of the HOA regulations. Before any fines are charged, the homeowner must be given a hearing before the board of directors or a hearing committee chosen by the board. After the hearing, the committee then has the power to enforce or forgive any fines. Fines may not exceed $100 without a second hearing. fortnite skin gifter HOA-USA.com is designed to provide state specific marketing opportunities to our Partners. 3 levels of Partnership allow us to provide cost-effective marketing campaigns to companies large and small. Companies interested in learning more about the HOA-USA Partner Program should inquire in the comments section of the form below or contact HOA ... Offers Video Calls |Open for Business , Peer Reviews, 4.0/5.0(1) Contact, 910-726-3494, View Website, Add to Compare, 910-726-3494, Contact , Website , Zachary M. Moretz , Managing Partner at Moretz Law Group, P.A. Homeowners Association Law Attorney serving Charlotte, NC U.S.A.During the meeting, the HOA may agree with you and enforce the rule per your request. Even if your HOA does not have real power for enforcement, the rule does not have to be ignored. Your HOA may take steps to get the offending homeowner or condo owner to comply, such as by sending a written notice of the violation.The fines were $25 a day, which adds up to more than $9,000 a year, for keeping her plum shutters. Debra paid the fines, totaling more than $1,000. However, it didn't stop with the fines.It is our goal to give you as much information as you need to help you in your decision about whether you need an attorney and whether our North Carolina licensed attorneys are the right choice for you. Thank you for taking the time to consider us for your legal needs. Contact Our Law Firm or Call us at (919) 244-2019,Under North Carolina law, a homeowner association is exempted from state franchise and income tax if it is solely comprised of residential properties. Associations comprised of commercial property do not enjoy this exemption. ... North Carolina HOA Filing Options. North Carolina COAs and HOAs have two options to file their tax returns; they ...North Carolina Legal Research Laws. North Carolina General Statutes - FindLaw's hosted version of the North Carolina General Statutes. North Carolina Constitution - The Constitution of the State of North Carolina. Legislature: Bill Information - Track bills from the North Carolina General Assembly (NCGA). North Carolina Administrative Code - Administrative rules from the North Carolina Office ...What Is the North Carolina Solar Access Law? In 2007, North Carolina drafted and passed its first solar access law. Known as SB670, the law prohibited an HOA's CC&Rs from banning "the reasonable use of a solar collector for a detached single-family residence.", The law only applies to HOAs formed after 2007.Typically, the authority comes from an HOA's declaration, from state law, or a combination of the two. A declaration is a contract among property owners in a community. The owners jointly agree to accept certain obligations and restrictions on how properties in the community can be used. On behalf of the Board of Directors, welcome to the Shannamara HOA community website! ... Matthews, NC 28106 Phone : (704) 847-3507. Email : [email protected] Managed by Braesael Management Company. Powered by CINC Community Association Management Software . Terms and Conditions ... nfl fantasy data apilorain ohio newsNorth Carolina HOA Laws & NC Homeowners Association Resources, Nonprofit Corporation Statutes generally apply to any incorporated Common Interest Community. NCGS Chapter 55A, (The North Carolina Nonprofit Corporations Act) NCGS, Chapter 47F (The Planned Community Act) NCGS, Chapter 47C (The North Carolina Condominium Act)HOA-USA.com is designed to provide state specific marketing opportunities to our Partners. 3 levels of Partnership allow us to provide cost-effective marketing campaigns to companies large and small. Companies interested in learning more about the HOA-USA Partner Program should inquire in the comments section of the form below or contact HOA ...Moretz Law Group, P.A. is a business and real estate law law firm in Charlotte, North Carolina and has one of the largest community association law practices in North and South Carolina. We call our Community Association Law Practice Group "HOA Ninjas" because we know the secrets of keeping HOAs out of trouble and rescuing them from evil.See 2 James A. Webster, Jr., Webster's Real Estate Law in North Carolina § 18-10, at 858 (Patrick K. Hetrick & James B. McLaughlin, Jr., eds., 5th ed.1999) (noting that a homeowners' association often takes over service and maintenance responsibilities from the developer in a planned transfer to ensure continuation of these operations in the ...The Importance of HOA Architectural Guidelines. To summarize our points in this article: Most community associations are going to have written architectural standards, enforced by a committee designed to ensure architectural control over new building additions or modifications. The role of the HOA architectural process is not to be onerous, but ...Here are 10 examples of HOA rules that may break the law: Rules that Are Discriminatory in Nature. Homeowners' associations cannot adopt rules that are discriminatory in nature. State and federal laws prohibit HOAs from discriminating on the basis of race, ethnicity, gender, family status and various other protected characteristics.Homeowners Association Law relates to the the creation and enforcement of organizations and their rules that manage and community associations and help to maintain their appearance and value. Most homeowners associations and condominiums are made up of a common residential asset managed through a chosen Board of Directors.The only way to challenge the HOA is to file a civil suit, and that can drag on for years and rack up a legal bill of 5- or 6-figures. For most homeowners, going to court is cost-prohibitive. The HOA knows that, and counts on the owner dropping the issue by either complying or moving elsewhere.HOA-USA.com is designed to provide state specific marketing opportunities to our Partners. 3 levels of Partnership allow us to provide cost-effective marketing campaigns to companies large and small. Companies interested in learning more about the HOA-USA Partner Program should inquire in the comments section of the form below or contact HOA ... HOa ninjas. Moretz Law Group, P.A. is a business and real estate law law firm in Charlotte, North Carolina and has one of the largest community association law practices in North and South Carolina. We call our Community Association Law Practice Group "HOA Ninjas" because we know the secrets of keeping HOAs out of trouble and rescuing them ...Against the law. HOA rules should always complement federal and state laws. Hence, an HOA cannot create CC&Rs that violate or breach the law. Below are some important items to know and understand when it comes to the legal parameters around HOA laws and regulations. Discrimination: The FHA prohibits discrimination in housing. Hence, an HOA ... who owns ducks unlimited Homeowners' Association (HOA) laws regulate the operation of a condominium or planned community. Within the building or development all property owners participate as members of the HOA. When disputes or issues arise within the community or association, or as part of its operations, an attorney with homeowners' association experience is ...Skybrook is built around an 18-hole championship golf course designed by John LaFoy that boasts rolling fairways with incredibly scenic views. Additional amenities include a swim and racket club, playgrounds, ball fields, nature trails and fishing pond. Skybrook is convenient to the North Carolina Research Center, University of North Carolina ...Stonegate HOA Wake Forest, NC. Before buying in Stonegate HOA you will want to check out their reserve funds, budgets, bylaws as well as the rules and restrictions of the community. Make sure there is an adequate amount in the reserves in case of major problems such as: roof repairs, asphalt repairs, pool issues and/or property defects.During the meeting, the HOA may agree with you and enforce the rule per your request. Even if your HOA does not have real power for enforcement, the rule does not have to be ignored. Your HOA may take steps to get the offending homeowner or condo owner to comply, such as by sending a written notice of the violation.North Carolina's legal system is based on common law, which is interpreted by case law through the decisions of the Supreme Court and Court of Appeals, which are published in the North Carolina Reports and North Carolina Court of Appeals Reports, respectively. Counties, cities, towns, and villages may also promulgate local ordinances .According to North Carolina Senate Bill 670, there are solar access laws that give the homeowner power over local ordinances to "utilize solar radiation" as energy on their "detached single-family residence" homes. Occasionally homeowners associations will ask that a solar array not be visible from a road or common area of a neighborhood.1. Hire an HOA management company. A management company will be able to act as a liaison between the developers and residents. RealManage is a professional HOA management partner that can ensure a smooth, power transition process from the declarant to the residents. Get your free HOA management assessment to find out how RealManage can help ... scout bsa shirt Civil Code § 4925 allows only two things: (i) a member's right to attend an open meeting and (ii) their right to speak during an open meeting. There is nothing in the statute that allows members to record HOA meetings. The Brown Act expressly permits recording of the open meetings that are subject to the act (Govt. Code § 54953.5 (a)).Typically, the authority comes from an HOA's declaration, from state law, or a combination of the two. A declaration is a contract among property owners in a community. The owners jointly agree to accept certain obligations and restrictions on how properties in the community can be used. North Carolina's legal system is based on common law, which is interpreted by case law through the decisions of the Supreme Court and Court of Appeals, which are published in the North Carolina Reports and North Carolina Court of Appeals Reports, respectively. Counties, cities, towns, and villages may also promulgate local ordinances .The law does not require the victim suffer psychological or physical harm, only that the alleged harassment occurred. #3: The Association Can Conclude Harassment was Occurring The association must have knowledge from a reasonable source to know that harassment was taking place. However, the homeowner doesn't even have to complain to the HOA.The NC Bar Association has a free referral service. If you contact them, tell them you need a lawyer who knows about homeowners' associations. They only refer people to lawyers who guarantee a set fee for the 1st meeting. Here's how to get in touch with them: NC Bar Association P.O. Box 3688 Cary, NC 27519 8000 Weston Parkway Cary, NC 27513When the system was installed, the HOA decided to fine the homeowner and place a lien on the property. The state supreme court ruled that HOAs cannot use rules to prohibit the installation of ...The fines were $25 a day, which adds up to more than $9,000 a year, for keeping her plum shutters. Debra paid the fines, totaling more than $1,000. However, it didn't stop with the fines.5970 Fairview Road Suite 710, Charlotte, NC, 28210 Raleigh, NC 8601 Six Forks Road Suite 400, Raleigh, NC, 27615 In most cases, a homeowners' association may require its members to pay for construction or repair of common facilities. Be aware that you will have to pay the fees even if you don't use the facilities. Make sure you understand the homeowners associations' oversight powers.Rules and regulations set by HOAs can cover physical and behavioral things like parking, noise, external home modifications, occupancy limits, rentals, lawn maintenance, odors, garbage and recycling, parking and pets. If you buy a home in a community governed by a HOA, you have to abide by the HOA rules, plain and simple.State and federal law restrict the homeowners association's abilities to restrict you. Below, find eight unenforceable HOA rules: 1. Discriminate indiscriminately. Your homeowners association ...YES. Key components of property management (leasing and renting) are considered real estate activities under existing North Carolina real estate licensing laws. If a property manager is going to lease, rent, or list, or offers to perform any of those acts, he or she will need a broker's license. A salesperson working under a broker may engage ...Rock Creek Homeowners' Association. Estoppel requests may be emailed to [email protected] Please put the word ESTOPPEL in the subject line. Property Improvement Approval requests can be emailed to [email protected] Please complete and attach the ARB form found under Documents.Homeowners’ Associations in NC are required to be incorporated. Most community associations decide to file as nonprofit and are therefore subject to the North Carolina Nonprofit Corporation Act. Homeowners’ associations must also follow the Planned Community Act which provides more specific regulations regarding HOA management. temp jobsYour HOA might also have rules limiting or preventing the addition of storage structures that aren't attached to the home. 6. Pets To keep residents safe and comfortable, HOAs often have...The only way to challenge the HOA is to file a civil suit, and that can drag on for years and rack up a legal bill of 5- or 6-figures. For most homeowners, going to court is cost-prohibitive. The HOA knows that, and counts on the owner dropping the issue by either complying or moving elsewhere.A permitted golf cart may be operated ONLY on a secondary highway or street for which the posted speed limit is 35 MPH or less. They may, however, cross an intersection where the speed limit is ABOVE 35 MPH. The driver of the golf cart must be at least 16 years of age and hold a valid driver's license. Driver must have with them the following:All the latest from Federal Affairs, Grassroots Activity, Research, Legal and Community Association Issues. Gain knowledge and experience with our many educational offerings. Everything you need to take your career to the next level. Resources critical to your association's operations, management and governance.Here are 10 examples of HOA rules that may break the law: Rules that Are Discriminatory in Nature. Homeowners' associations cannot adopt rules that are discriminatory in nature. State and federal laws prohibit HOAs from discriminating on the basis of race, ethnicity, gender, family status and various other protected characteristics.Sample HOA fence guidelines To give you an idea of how narrow a margin you typically have when building a fence or deck in an HOA, here are some simple guidelines. Your fence must: - Be rectangular in design - Be white vinyl material - Be no more than 4 feet tall - Be installed by a professional fence contractor bradford shootingThis is all changing, though, with the new virtual meeting law passed in North Carolina. House Bill 320, short titled “Modernize Remote Business Access,” was signed by the Governor on September 20, 2021, and made changes to the Nonprofit Corporation Act ( North Carolina General Statutes Chapter 55A ). It is worth noting that the bill does ... Jul 14, 2013 · New clarity Senate Bill 228 overturns North Carolina case law that limited the extent to which HOAs can amend their declarations of conditions, covenants, and restrictions. As of Oct. 1, amendments to declarations adopted using the statutory procedure set forth in either the NC Condominium Act or Planned Community Act are presumed to be valid. North Carolina. 2.6 kWdc PV array in North Carolina. NC Solar Center/NREL. The Supreme Court of North Carolina has issued an order affirming homeowners' right to install rooftop solar, even if previously prohibited by a Homeowners association (HOA). The decision was reached in Belmont Association v. Thomas Farwig.The unit owners' associations may adopt and amend budgets for revenues, expenditures, and reserves and impose and collect assessments for common expenses from unit owners. Section 38‐33.3‐302. There is no statutory requirement to conduct a reserve study and no statutory requirement to fund reserves. 3McGee Will Fight For You! From residing in Wilmington for over 30 years to attending a North Carolina law school, Jimmy McGee has developed an intimate understanding of both the state's people and its laws concerning DUI/DWI and Criminal Law. McGee has been handling DUI / DWI and Criminal Law cases in New Hanover, Brunswick and Pender County ...According to North Carolina HOA laws, associations must inform members of their right to a mediation process when disputes arise. Associations must do this at least on a yearly basis. Additionally, Section 7A-38.3F encourages parties of a dispute to first go through mediation before turning to litigation.*New Resource. Various laws have been established to protect the rights of disabled individuals, such as the Americans with Disabilities Act ("ADA") and the Federal Fair Housing Act ("FFHA").These laws govern both public and private facilities, and set forth the degree to which an entity, such as a homeowners association ("HOA"), is responsible for making modifications or ...Typically, the authority comes from an HOA's declaration, from state law, or a combination of the two. A declaration is a contract among property owners in a community. The owners jointly agree to accept certain obligations and restrictions on how properties in the community can be used. thirty madison brands xa